Private Pension Plans – (PERP)

Private PensionPlans – Plan d’Epargne Retraite Populaire (PERP)

Private pension plans are a relatively new concept in France. In 2003 the PERP was introduced as an individual savings contract with the objective of supplementing French public pensions. Contributions into this scheme benefit from tax relief up to the level of 10% of annual salary. Upon retirement, pensions are paid in the form of annuities and taxed as income.

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