Individual States often have their own tax rules regarding the treatment of pensions.
QROPS or SIPP?
Which is the best choice for a pension transfer, a QROPS or SIPP?
QROPS
December 11, 2025
News and Resources
News & Resources
19 Jan 2026
Best Places to Retire in Spain in 2026Retiring in Spain has long been a goal for many British people, from those in their sixties to long-term expats currently working across the country who want to remain permanently.
14 Jan 2026
Managing Your Investments While Living AbroadManaging your investments after moving abroad presents a mix of challenges and opportunities.
13 Jan 2026
Capital Gains TaxBudget statements are always preceded by a slew of rumours and conjecture. The 2025 UK Autumn budget was no exception.
Our most popular articles on financial planning
The Golden Visa for Spain has ended: implications and options for retirement
Has the Spanish Golden Visa program been abolished?
Retirement in Spain
December 9, 2025
Read more
Pension Investments
How we structure our pension investments can make the difference between a long, comfortable retirement and a daily struggle to maintain the lifestyle we want.
Expats Life
November 17, 2025
Read more
Income in retirement options
Put an income generation strategy in place before it’s too late to change anything!
Retirement in Spain
October 10, 2025
Read more
Investment portfolios and risk management
Investment portfolios can become unbalanced due to the different elements performing at differing rates of growth.
Pensions Matters
August 23, 2025
Read more
SIPPs for US residents
There are many expats with UK pensions living in the USA. It can be a challenge to get access to these pensions!
SIPPs
May 15, 2025
Read more
UK Inheritance Tax on Non-Resident Pensions
Taking proactive steps now is key to navigating IHT changes effectively and securing your financial legacy for the future.
Pensions Matters
April 20, 2025
Read more
Making the most out of the rule changes to QROPS
With the new rules in place, there are several issues that need to be considered.
QROPS
April 4, 2025
Read more
UK Inheritance Tax and New Long Term Non-Residence Rules
The recent UK Budget, like all major fiscal events, established clear winners and losers.
EU Taxation Matters
March 20, 2025
Read more
Defined Benefit Pension Transfers
Transferring your defined benefit pension is a major decision that can significantly impact your financial future.
Pension Transfers
March 11, 2025
Read more
Retirement Decumulation
Retirement should be an exciting new chapter, but for those facing retirement decumulation, it often presents significant challenges that need to be addressed.
Offshore pension plans
February 7, 2025
Read more
QROPS transfers - rule changes - Overseas Transfer Charge
The recent UK budget has changed QROPS transfer rules and their tax treatment. Overseas Transfer Charge (OTC) of 25% now applies to EU/EEA countries too.
QROPS
February 6, 2025
Read more
Pension fraud and how to protect yourself
The introduction of the Pensions Act 2014 has resulted in a significant increase in pension fraud incidents in the UK.
Pension transfers outside EU
February 3, 2025
Read more
International group pension
HR departments can address the challenge of equalising retirement benefits for their multinational workforce by creating an international group pension scheme.
January 5, 2025
Read more
New year checklist: Financial Planning for Retirement
"Out with the old, in with the new." This year, take charge of your future with a solid financial planning checklist for success.
January 1, 2025
Read more
Who is not eligible for QROPS?
When considering an overseas pension transfer, it’s important to know that not all pension funds qualify as Recognized Overseas Pension Schemes (QROPS).
QROPS
December 19, 2024
Read more
Pension schemes in the UK and Spain compared
Comparing pension schemes in the UK and Spain: how do the two systems differ?
SIPPs
December 19, 2024
Read more
Compare pension schemes in the UK and France
When comparing pension schemes in the UK and France, they are often at opposite ends of the spectrum.
SIPPs
December 19, 2024
Read more
Tax-Efficient Investment Case Study
An example of a tax-efficient investment strategy
Pension Transfers
October 14, 2024
Read more
QNUPS and Estate Planning
Qualifying Non-UK Pension Schemes (QNUPS) help British expats plan for future IHT liabilities.
Pension Transfers
September 4, 2024
Read more
Pensions review on the way
Will the forthcoming review offer any clarity on pension transfers?
EU Taxation Matters
August 10, 2024
Read more
Investment charges
Full transparency on fees and charges is a requirement for all parties involved in pension transfers.
Retirement in France
May 16, 2024
Read more
New Lifetime Allowance rules
There have been additional changes to the rules concerning the Lifetime Allowance.
Expats Life
May 2, 2024
Read more
Pension investment strategy
How to draft a pension investment strategy in uncertain times
Expats Life
April 10, 2024
Read more
UK Budget 2024
The UK Budget for 2024 was a key event in the financial calendar.
Pension Transfers
March 9, 2024
Read more
Updating your pension plan
When making changes in life, you should also consider updating your pension plan.
Pension Transfers
February 17, 2024
Read more
Retirement planning: new year, new country?
A focus on retirement planning for the New Year.
Pension Transfers
December 22, 2023
Read more
Multi-jurisdiction divorce and pensions
Divorce can be a challenging process, even under the best circumstances.
Expats Life
September 14, 2023
Read more