New disclosure regulations for investments into financial products have obliged providers to make major changes to how pension fees and charges are presented to investors. These rules apply to all investment funds, pension plans, and QROPS trustee fees. Not only must pension fees and charges be disclosed before an adviser can complete an application, but […]
Time to modernise your pensions?
From time to time you may decide to upgrade your possessions; why not modernise your pensions? Our computer software programs are upgraded automatically (even if we’re not quite sure why). We improve our homes, cars, golf clubs and wardrobe, but how many of us check our pensions to make sure we’re maximising opportunities and minimising […]
QROPS and the Lifetime Allowance
Individuals considering the transfer of large UK pensions to a Qualifying Recognised Overseas Pension Scheme (QROPS) should be aware of the impact of the Lifetime Allowance (LTA) on their pension savings. The option of applying for LTA protection should also be examined. QROPS, Lifetime Allowance and Benefit Crystallisation A transfer from a UK registered pension […]
UK pension transfers to France
With UK pension transfers to France becoming ever more popular, expats need to stay abreast of developments in the marketplace. With over 3000 providers on the official QROPS list, there are many different jurisdictions to choose from. It is necessary to be sure, however, that your UK pension transfer is being handled by a provider/jurisdiction […]