News and Resources

News & Resources

QROPS or SIPP?

QROPS or SIPP?

Which is the best choice for a pension transfer, a QROPS or SIPP?

11 Dec 2025

The Golden Visa for Spain has ended: implications and options for retirement

09 December 2025

The Golden Visa for Spain has ended: implications and options for retirement

Has the Spanish Golden Visa program been abolished?

Pension Investments

17 November 2025

Pension Investments

How we structure our pension investments can make the difference between a long, comfortable retirement and a daily struggle to maintain the lifestyle we want.

Income in retirement options

10 October 2025

Income in retirement options

Put an income generation strategy in place before it’s too late to change anything!

Retiring in Portugal

UK Pension Lifetime Allowance

Retirement in Spain

Retirement in France

Pensions Matters

Pension transfers outside EU

Pension Transfers

EU Taxation Matters

Offshore pension plans

Latest articles

Pension Transfers

07 January 2020

QROPS or iSIPP

The answer depends on how pension legislation evolves in the wake of the upcoming UK and EU trade negotiations.

10 December 2019

Investment regulation changes post-Brexit for expats

UK advisers inform their clients that they will no longer be able to deal with them.

EU Taxation Matters

19 September 2019

Brexit and EU residency

Financial planning issues relating to Brexit and EU residency

EU Taxation Matters

06 September 2019

Spanish residency requirements post-Brexit

Becoming a Spanish tax resident might not be as unattractive as previously assumed.

Pension Transfers

10 February 2019

Tax in Spain

Brexit presents financial planning issues for those moving to Spain.

The Spanish will

Estate planning is easier with a Spanish will.

Malta QROPS

How do changes in the Malta QROPS rules affect you?

Spanish pensions for expats

The first step is to sit down with an experienced financial adviser to discuss your personal situation and requirements.

26 January 2019

Non resident tax Spain

Knowing the rules and regulations can turn out to be worthwhile!

06 November 2018

Sustaining pension income in retirement

Cash-flow modelling is fundamental to accurate and quality retirement advice.

04 January 2019

The French will

Where there's a will, there's a way to reduce taxes!

Pension freedoms are not free!

Change is not always a good thing!

Pension transfer cost

Fees have fallen significantly in recent years.

Low cost QROPS

The cost structures of QROPS have evolved due to the increasing competitiveness of providers.

Pension transfers outside EU

Brexit and SIPPs

International SIPPs allow access to (almost) any fund available globally.

06 October 2017

Domicile and inheritance tax

Local tax legislation could mean tax must be paid in the country of residence if the beneficiaries are tax resident in the same country.

22 October 2017

Spanish inheritance tax

Navigating the intricacies of Spanish inheritance tax can be challenging for expatriates.

25 January 2018

What can a SIPP invest in if you retire in France?

Pension situations can be improved by utilising the increased availability of funds and choice of currencies.

12 October 2017

When your financial advisers go bust

Unfortunately, it can leave a trail of destruction in its wake.

16 November 2017

What to do if you hold suspended funds in your pension portfolio

Search the web for pressure groups and sign up for social media sites which are trying to take action against the wrong-doers.

Pension transfers outside EU

08 November 2017

UK pension transfers to the US

The solution is to use an International SIPP with a suitably flexible investment portfolio underlying the basic structure.

The end of cold calling for pensions

Unfortunately, problems caused by nuisance calls are more widespread than ever before!

EU Taxation Matters

Double Taxation Treaties and Overseas Pension Transfers

individual States often have their own tax rules regarding the treatment of pensions.

Tax on pension transfers overseas

I’ve been scratching my head and trying to think of the benefits of the new UK tax on pension transfers...

Offshore pension plans

17 February 2017

Investigation into investment funds

It seems that every time we open the financial press, there’s a new story about failed funds...

Pension Transfers

06 January 2017

HMRC ROPS

The rules relating to the taxation and regulation of overseas pension schemes..

Pension Transfers

Pensions and interest rates

The old saying goes, ‘I have good news and bad news, which would you like to hear first?’. Given this choice..

Offshore pension plans

08 December 2016

Common Reporting Standards - threat or opportunity?

Common Reporting Standards are coming to a place near you. It is not just the wealthy that need to worry..

Pension Transfers

Retiring to the Algarve

Retiring to the Algarve in Portugal can be an attractive proposition for many expats...

Pension Transfers

19 February 2015

Offshore accounts - Is tax avoidance legal?

The media has been buzzing recently with revelations about how HSBC has assisted..