News and Resources

News & Resources

A stressed man over 50 reviewing financial documents, passports, and foreign currency while planning an international move.

21 Jul 2026

Common Financial Mistakes Expats Make When Moving Abroad

Moving abroad is an exciting new chapter. Whether you're retiring to France, relocating to Spain or Portugal, or starting a new career overseas, months of planning usually go into making the move a success.

Wooden blocks spelling "Offshore Bonds" placed on financial reports with investment charts, calculator, and global wealth management documents.

02 Jun 2026

What is an Offshore Bond?

International mobility can create both planning opportunities and tax complexities, making it important to regularly review investment structures and long-term financial strategy.

Smiling British couple planning finances, putting coins in a piggy bank with a globe, travel items, and calculator—symbolizing retirement and overseas pension planning.

15 Apr 2026

Retiring and transferring pension abroad

Planning for retirement early can help expats feel more confident and less anxious about managing assets spread across multiple countries and tax authorities.

Hands holding €100 euro banknotes on a desk with a calculator, check, notebook, and pen.

03 Apr 2026

Lifetime Allowance Explained

The Lifetime Allowance (LTA) was abolished in April 2024, but this wasn’t the end of the story. New regulations were introduced; pension holders still have to be aware of how they might be affected and what they can do to mitigate any adverse effects.

Investments for Retirement

SIPPs

Retiring to Portugal

UK Pension Lifetime Allowance

Pension transfers outside EU

Pension Transfers

EU Taxation Matters

Expats Life

Our most popular articles on financial planning

Man planning retirement abroad with piggy bank, pound coins, passport, and financial documents

Pensions Matters

10 Mar 2026

What happens to my ISA if I move abroad

Many UK investors ask the same question before relocating overseas: “What happens to my ISA if I move abroad?”

Retirement in France

09 Mar 2026

Retirement Planning: tips for retirement in France, Spain or Portugal

Planning your retirement is one of the many important financial decisions you may have to make in your life as a UK national.

Person using a calculator to compare the cost of living in France and UK

Retirement in France

27 Feb 2026

Cost of living in France compared to the UK

Before moving, it's important to compare the cost of living in France with that in the UK.

A grandfather handing a written will to a smiling father and young daughter at a wooden table.

Retirement in France

25 Feb 2026

French Wills

Where there's a will, there's a way to reduce taxes!

Two professionals review financial reports and global data during finance planning session.

EU Taxation Matters

10 Feb 2026

Double Taxation Treaties and Overseas Pension Transfers

Individual States often have their own tax rules regarding the treatment of pensions.

A split image showing Costa del Sol and one of the main shopping streets in Madrid.

Retirement in Spain

19 Jan 2026

Best Places to Retire in Spain in 2026

Retiring in Spain has long been a goal for many British people, from those in their sixties to long-term expats currently working across the country who want to remain permanently.

Smiling senior couple wearing sunglasses using a laptop together at an outdoor café

Pension Transfers

14 Jan 2026

Managing Your Investments While Living Abroad

Managing your investments after moving abroad presents a mix of challenges and opportunities.

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EU Taxation Matters

13 Jan 2026

Capital Gains Tax

Budget statements are always preceded by a slew of rumours and conjecture. The 2025 UK Autumn budget was no exception.

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SIPPs

11 Dec 2025

QROPS or SIPP?

Which is the best choice for a pension transfer, a QROPS or SIPP?

Landscape with Anfi beach, Gran Canaria, Spain

Retirement in Spain

09 Dec 2025

The Golden Visa for Spain has ended: implications and options for retirement

Has the Spanish Golden Visa program been abolished?

Person holding smartphone beside laptop screen showing “PENSION INVESTMENT” with math icons on orange background.

Expats Life

17 Nov 2025

Pension Investments

How we structure our pension investments can make the difference between a long, comfortable retirement and a daily struggle to maintain the lifestyle we want.

Person typing on a laptop displaying the words ‘Retirement Plan,’ representing online retirement planning and financial preparation.

Retirement in Spain

10 Oct 2025

Income in retirement options

Put an income generation strategy in place before it’s too late to change anything!

Hand using a calculator on top of financial charts and graphs, representing investment analysis and financial data review.

Pensions Matters

23 Aug 2025

Investment portfolios and risk management

Investment portfolios can become unbalanced due to the different elements performing at differing rates of growth.

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SIPPs

22 Aug 2025

AI and non-resident SIPPs

Benefits associated with AI and non-resident SIPPs

SIPPs

15 May 2025

SIPPs for US residents

There are many expats with UK pensions living in the USA. It can be a challenge to get access to these pensions!

Pensions Matters

20 Apr 2025

UK Inheritance Tax on Non-Resident Pensions

Taking proactive steps now is key to navigating IHT changes effectively and securing your financial legacy for the future.

QROPS

04 Apr 2025

Making the most out of the rule changes to QROPS

With the new rules in place, there are several issues that need to be considered.

Hands covering the golden "TAX" letters on coin piles.

EU Taxation Matters

20 Mar 2025

UK Inheritance Tax and New Long Term Non-Residence Rules

The recent UK Budget, like all major fiscal events, established clear winners and losers.

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Pension Transfers

11 Mar 2025

Defined Benefit Pension Transfers

Transferring your defined benefit pension is a major decision that can significantly impact your financial future.

Man, hands and coin in pension jar for investment, budget and security for future finance in home.

Offshore pension plans

07 Feb 2025

Retirement Decumulation

Retirement should be an exciting new chapter, but for those facing retirement decumulation, it often presents significant challenges that need to be addressed.

QROPS

06 Feb 2025

QROPS transfers - rule changes - Overseas Transfer Charge

The recent UK budget has changed QROPS transfer rules and their tax treatment. Overseas Transfer Charge (OTC) of 25% now applies to EU/EEA countries too.

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Pension transfers outside EU

03 Feb 2025

Pension fraud and how to protect yourself

The introduction of the Pensions Act 2014 has resulted in a significant increase in pension fraud incidents in the UK.

Smiling retired couple shaking hands with a financial advisor during a consultation, with documents, calculator, and laptop on the table, representing retirement and financial planning.

05 Jan 2025

International group pension

HR departments can address the challenge of equalising retirement benefits for their multinational workforce by creating an international group pension scheme.

Person reviewing a retirement plan document at a wooden desk with paperwork and a cup of coffee, representing retirement planning and financial preparation.

Pensions Matters

01 Jan 2025

Financial Planning for Retirement

"Out with the old, in with the new." This year, take charge of your future with a solid financial planning checklist for success.

Retired couple sitting at home reviewing financial documents together at a table, representing retirement planning, and long-term financial decisions.

QROPS

19 Dec 2024

Who is not eligible for QROPS?

When considering an overseas pension transfer, it’s important to know that not all pension funds qualify as Recognized Overseas Pension Schemes (QROPS).