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News & Resources

Wooden blocks spelling "Offshore Bonds" placed on financial reports with investment charts, calculator, and global wealth management documents.
02 Jun 2026
What is an Offshore Bond?

International mobility can create both planning opportunities and tax complexities, making it important to regularly review investment structures and long-term financial strategy.

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Smiling British couple planning finances, putting coins in a piggy bank with a globe, travel items, and calculator—symbolizing retirement and overseas pension planning.
15 Apr 2026
Retiring and transferring pension abroad
Planning for retirement early can help expats feel more confident and less anxious about managing assets spread across multiple countries and tax authorities.
Hands holding €100 euro banknotes on a desk with a calculator, check, notebook, and pen.
03 Apr 2026
Lifetime Allowance Explained
The Lifetime Allowance (LTA) was abolished in April 2024, but this wasn’t the end of the story. New regulations were introduced; pension holders still have to be aware of how they might be affected and what they can do to mitigate any adverse effects.
Man planning retirement abroad with piggy bank, pound coins, passport, and financial documents
10 Mar 2026
What happens to my ISA if I move abroad
Many UK investors ask the same question before relocating overseas: “What happens to my ISA if I move abroad?”
Investments for Retirement
SIPPs
Retiring to Portugal
UK Pension Lifetime Allowance
Retirement in Spain
Retirement in France
QROPS
Pensions Matters
Pension transfers outside EU
Pension Transfers
EU Taxation Matters
Expats Life

Our most popular articles on financial planning

A passport is placed next to a calculator and handwritten notes in an investment planning notebook.
Expats Life
20 Mar 2021
Investments and Brexit: the end of passporting
The provision of cross-border financial services hits a roadblock.
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Piggy bank labeled pension with rolled euro notes and UK–EU themed background symbolizing post-Brexit pension transfers
Expats Life
03 Feb 2021
QROPS tax on transfers post-Brexit
The challenge of forecasting the future of QROPS.
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Judge’s gavel representing a legal or regulatory decision
Expats Life
05 Sep 2020
QROPS Overseas Transfer Charge
The need for clarity on QROPS Overseas Transfer Charge exemptions.
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Financial advisor consulting a couple on retirement and pension planning
EU Taxation Matters
25 May 2020
Financial planning: time for a spring clean!
A checklist of areas for attention.
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Piggy bank on a divorce agreement representing division of savings and pension assets.
Retirement in France
24 Apr 2020
QROPS pensions and divorce
Assets held in a Malta QROPS are beyond the reach of British courts in the event of a separation or divorce.
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Senior man in a blue shirt reviewing a financial report with a performance chart
Pension Transfers
16 Apr 2020
DB pension scheme trustees allowed flexibility to cope with COVID-19
Testing times for DB pension scheme funding levels.
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EU Taxation Matters
25 Mar 2020
Inheritance Tax Planning and Double Tax Treaties
The process of minimising inheritance tax exposure for heirs can be particularly difficult for foreign residents whose cross-border situation is likely to give them additional tax planning headaches.
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British retired couple receiving financial advice from a professional advisor
Retirement in France
17 Mar 2020
British in France Seek Expat Pension Advice on Brexit
The need for guidance on Brexit-related issues for expats.
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British senior couple smiling while holding a Modelo 720 declaration form in a home office
EU Taxation Matters
05 Mar 2020
The Modelo 720 declaration
Tax planning solutions for expats in Spain.
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Two British financial advisors smiling while seated at a desk in a modern office
Pension Transfers
09 Feb 2020
QROPS advice: One size doesn’t fit all
Seek qualified and regulated advisers!
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Senior couple sitting together at a table while discussing financial planning with a financial advisor in a home office setting
Pension Transfers
25 Jan 2020
The perils of Defined Benefit pension transfers for expats
Forewarned is forearmed!
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Close-up of hands reviewing financial charts on a tablet during a business meeting, with documents and graphs spread across a desk
Pension Transfers
07 Jan 2020
QROPS or iSIPP
The answer depends on how pension legislation evolves in the wake of the upcoming UK and EU trade negotiations.
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Financial advisor presenting charts and graphs on a clipboard during a meeting, with laptops and financial documents on a desk
Retirement in France
10 Dec 2019
Investment regulation changes post-Brexit for expats
UK advisers inform their clients that they will no longer be able to deal with them.
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ed dice labeled Brexit and Remain on a casino table, symbolizing a bet on Brexit
Pension Transfers
04 Nov 2019
Placing a bet on Brexit
It's best not to bet; the outcome is too unpredictable!
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British senior couple smiling while using a laptop together at a kitchen table, reviewing documents and managing finances at home
Retirement in France
25 Oct 2019
Financial planning and Brexit
Taking advantage of local and international tax-efficient investment plans.
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Financial paperwork and investment charts on a professional office desk with a passport, with UK and EU flags
EU Taxation Matters
19 Sep 2019
Brexit and EU residency
Financial planning issues relating to Brexit and EU residency
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Close-up of an elderly man’s hand holding a magnifying glass over a “Residency Requirements” form beside a passport and Spanish flag on a wooden desk
EU Taxation Matters
06 Sep 2019
Spanish residency requirements post-Brexit
Becoming a Spanish tax resident might not be as unattractive as previously assumed.
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Senior completing a form with a Spanish flag on the table.
Pension Transfers
18 Jul 2019
The Spanish will
Estate planning is easier with a Spanish will.
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Elderly couple enjoying life in Malta with Valletta in the background.
Pension Transfers
09 Jul 2019
Malta QROPS
How do changes in the Malta QROPS rules affect you?
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Senior woman stacking euro coins with a Spanish flag.
Pension Transfers
04 Apr 2019
Spanish pensions for expats
The first step is to sit down with an experienced financial adviser to discuss your personal situation and requirements.
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Red “TAX” letters on stacked coins with the Spanish flag in the background, representing taxation and financial policy in Spain.
Pension Transfers
10 Feb 2019
Tax in Spain
Brexit presents financial planning issues for those moving to Spain.
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Non-resident tax documents in Spain on a professional office desk.
EU Taxation Matters
26 Jan 2019
Non resident tax Spain
Knowing the rules and regulations can turn out to be worthwhile!
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Senior man counting euro notes for pension income.
Retirement in France
06 Nov 2018
Sustaining pension income in retirement
Cash-flow modelling is fundamental to accurate and quality retirement advice.
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Senior couple saving money in a piggy bank.
Expats Life
19 Jul 2018
Pension freedoms are not free!
Change is not always a good thing!
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Retired UK couple reviewing pension paperwork at home.
Expats Life
05 Jul 2018
Brexit risks for pensions
Consider whether to transfer your pensions to a more appropriate environment.
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QROPS
28 Jun 2018
Pensions and Brexit
Over time the UK will have less influence over expat pensions.
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A woman in a white button-down shirt holding a physical gold Bitcoin coin over her right eye against a plain grey background.
QROPS
31 May 2018
Cryptocurrencies for pension plans?
You might wonder how appropriate cryptocurrencies are for pension plans.
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Euro retirement savings with piggy bank and falling cost trend.
QROPS
04 May 2018
Pension transfer cost
Fees have fallen significantly in recent years.
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Calculator with an upward arrow and rolled banknotes illustrating low cost QROPS options
Retirement in France
19 Apr 2018
Low cost QROPS
The cost structures of QROPS have evolved due to the increasing competitiveness of providers.
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Self-Invested Personal Pension document on a desk.
Pension transfers outside EU
05 Apr 2018
Brexit and SIPPs
International SIPPs allow access to (almost) any fund available globally.
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