HomeBreadcrumbs green arrow
News and Resources

News & Resources

Smiling British couple planning finances, putting coins in a piggy bank with a globe, travel items, and calculator—symbolizing retirement and overseas pension planning.
Pension Transfers
15 Apr 2026
Retiring and transferring pension abroad

Planning for retirement early can help expats feel more confident and less anxious about managing assets spread across multiple countries and tax authorities.

Read more
Hands holding €100 euro banknotes on a desk with a calculator, check, notebook, and pen.
03 Apr 2026
Lifetime Allowance Explained
The Lifetime Allowance (LTA) was abolished in April 2024, but this wasn’t the end of the story. New regulations were introduced; pension holders still have to be aware of how they might be affected and what they can do to mitigate any adverse effects.
Man planning retirement abroad with piggy bank, pound coins, passport, and financial documents
10 Mar 2026
What happens to my ISA if I move abroad
Many UK investors ask the same question before relocating overseas: “What happens to my ISA if I move abroad?”
A senior man planning retirement in France, Spain, and Portugal
09 Mar 2026
Retirement Planning: tips for retirement in France, Spain or Portugal
Planning your retirement is one of the many important financial decisions you may have to make in your life as a UK national.
Investments for Retirement
SIPPs
Retiring to Portugal
UK Pension Lifetime Allowance
Retirement in Spain
Retirement in France
QROPS
Pensions Matters
Pension transfers outside EU
Pension Transfers
EU Taxation Matters
Expats Life

Our most popular articles on financial planning

Piggy bank labeled pension with rolled euro notes and UK–EU themed background symbolizing post-Brexit pension transfers
Expats Life
February 3, 2021
QROPS tax on transfers post-Brexit
The challenge of forecasting the future of QROPS.
Read more

Judge’s gavel representing a legal or regulatory decision
Expats Life
September 5, 2020
QROPS Overseas Transfer Charge
The need for clarity on QROPS Overseas Transfer Charge exemptions.
Read more

Financial advisor consulting a couple on retirement and pension planning
EU Taxation Matters
May 25, 2020
Financial planning: time for a spring clean!
A checklist of areas for attention.
Read more

Piggy bank on a divorce agreement representing division of savings and pension assets.
Retirement in France
April 24, 2020
QROPS pensions and divorce
Assets held in a Malta QROPS are beyond the reach of British courts in the event of a separation or divorce.
Read more

Senior man in a blue shirt reviewing a financial report with a performance chart
Pension Transfers
April 16, 2020
DB pension scheme trustees allowed flexibility to cope with COVID-19
Testing times for DB pension scheme funding levels.
Read more

EU Taxation Matters
March 25, 2020
Inheritance Tax Planning and Double Tax Treaties
The process of minimising inheritance tax exposure for heirs can be particularly difficult for foreign residents whose cross-border situation is likely to give them additional tax planning headaches.
Read more

British retired couple receiving financial advice from a professional advisor
Retirement in France
March 17, 2020
British in France Seek Expat Pension Advice on Brexit
The need for guidance on Brexit-related issues for expats.
Read more

British senior couple smiling while holding a Modelo 720 declaration form in a home office
EU Taxation Matters
March 5, 2020
The Modelo 720 declaration
Tax planning solutions for expats in Spain.
Read more

Two British financial advisors smiling while seated at a desk in a modern office
Pension Transfers
February 9, 2020
QROPS advice: One size doesn’t fit all
Seek qualified and regulated advisers!
Read more

Senior couple sitting together at a table while discussing financial planning with a financial advisor in a home office setting
Pension Transfers
January 25, 2020
The perils of Defined Benefit pension transfers for expats
Forewarned is forearmed!
Read more

Close-up of hands reviewing financial charts on a tablet during a business meeting, with documents and graphs spread across a desk
Pension Transfers
January 7, 2020
QROPS or iSIPP
The answer depends on how pension legislation evolves in the wake of the upcoming UK and EU trade negotiations.
Read more

Financial advisor presenting charts and graphs on a clipboard during a meeting, with laptops and financial documents on a desk
Retirement in France
December 10, 2019
Investment regulation changes post-Brexit for expats
UK advisers inform their clients that they will no longer be able to deal with them.
Read more

ed dice labeled Brexit and Remain on a casino table, symbolizing a bet on Brexit
Pension Transfers
November 4, 2019
Placing a bet on Brexit
It's best not to bet; the outcome is too unpredictable!
Read more

British senior couple smiling while using a laptop together at a kitchen table, reviewing documents and managing finances at home
Retirement in France
October 25, 2019
Financial planning and Brexit
Taking advantage of local and international tax-efficient investment plans.
Read more

Financial paperwork and investment charts on a professional office desk with a passport, with UK and EU flags
EU Taxation Matters
September 19, 2019
Brexit and EU residency
Financial planning issues relating to Brexit and EU residency
Read more

Close-up of an elderly man’s hand holding a magnifying glass over a “Residency Requirements” form beside a passport and Spanish flag on a wooden desk
EU Taxation Matters
September 6, 2019
Spanish residency requirements post-Brexit
Becoming a Spanish tax resident might not be as unattractive as previously assumed.
Read more

Senior completing a form with a Spanish flag on the table.
Pension Transfers
July 18, 2019
The Spanish will
Estate planning is easier with a Spanish will.
Read more

Elderly couple enjoying life in Malta with Valletta in the background.
Pension Transfers
July 9, 2019
Malta QROPS
How do changes in the Malta QROPS rules affect you?
Read more

Senior woman stacking euro coins with a Spanish flag.
Pension Transfers
April 4, 2019
Spanish pensions for expats
The first step is to sit down with an experienced financial adviser to discuss your personal situation and requirements.
Read more

Red “TAX” letters on stacked coins with the Spanish flag in the background, representing taxation and financial policy in Spain.
Pension Transfers
February 10, 2019
Tax in Spain
Brexit presents financial planning issues for those moving to Spain.
Read more

Non-resident tax documents in Spain on a professional office desk.
EU Taxation Matters
January 26, 2019
Non resident tax Spain
Knowing the rules and regulations can turn out to be worthwhile!
Read more

Senior man counting euro notes for pension income.
Retirement in France
November 6, 2018
Sustaining pension income in retirement
Cash-flow modelling is fundamental to accurate and quality retirement advice.
Read more

Senior couple saving money in a piggy bank.
Expats Life
July 19, 2018
Pension freedoms are not free!
Change is not always a good thing!
Read more

Retired UK couple reviewing pension paperwork at home.
Expats Life
July 5, 2018
Brexit risks for pensions
Consider whether to transfer your pensions to a more appropriate environment.
Read more

QROPS
June 28, 2018
Pensions and Brexit
Over time the UK will have less influence over expat pensions.
Read more

A woman in a white button-down shirt holding a physical gold Bitcoin coin over her right eye against a plain grey background.
QROPS
May 31, 2018
Cryptocurrencies for pension plans?
You might wonder how appropriate cryptocurrencies are for pension plans.
Read more

Euro retirement savings with piggy bank and falling cost trend.
QROPS
May 4, 2018
Pension transfer cost
Fees have fallen significantly in recent years.
Read more

Calculator with an upward arrow and rolled banknotes illustrating low cost QROPS options
Retirement in France
April 19, 2018
Low cost QROPS
The cost structures of QROPS have evolved due to the increasing competitiveness of providers.
Read more

Self-Invested Personal Pension document on a desk.
Pension transfers outside EU
April 5, 2018
Brexit and SIPPs
International SIPPs allow access to (almost) any fund available globally.
Read more

A mature couple working together at a desk; the woman takes notes with a pen while the man types on a laptop next to a calculator, representing personal pension management.
SIPPs
January 25, 2018
What can a SIPP invest in if you retire in France?
Pension situations can be improved by utilising the increased availability of funds and choice of currencies.
Read more